Terms of Use & Privacy Policy
BCard Terms of Use
Last Updated: Mar 11, 2024
Welcome to BCard! By using our web application, you agree to the following terms. If you do not agree, please do not use our web application.
1. Personal Data and Privacy
1.1. We may collect and process personal data as described in our Privacy Policy (below).
1.2. Your privacy is important, and we are committed to complying with the General Data Protection Regulation (GDPR), even though it’s not a requirement in our jurisdiction (Delaware, USA).
2. Data Processors and Security
2.1. We use PCI-compliant data processors to handle payment transactions securely.
2.2. We implement industry-standard security measures to protect your data. However, no method of transmission over the internet is 100% secure.
3. User Accounts and Responsibilities
3.1. To access certain features, you must create a user account. You are responsible for maintaining the confidentiality of your account information.
4. Intellectual Property
4.1. The content on this web application is our property and is protected by intellectual property laws.
4.2. You may not reproduce, distribute, or modify any content without our written consent.
5. Disclaimer of Warranties
5.1. The web application is provided "as is" without any warranties.
5.2. We do not guarantee that the web application will be error-free or meet your requirements.
6. Limitation of Liability
6.1. We are not liable for any damages arising from your use of the web application.
7. Data Retention
7.1. We retain your personal data for as long as necessary to provide the services outlined in our Privacy Policy.
8. Governing Law
8.1. These terms are governed by and construed in accordance with the laws of Delaware, USA.
9. Changes to Terms
9.1. We may update these terms. Continued use after changes constitutes acceptance.
Contact Us:
BCard Privacy Policy
This privacy policy will explain how our organization uses the personal data we collect from you when you use our website.
Topics:
What data do we collect?
How do we collect your data?
How will we use your data?
How do we store your data?
Marketing
What are your data protection rights?
What are cookies?
How do we use cookies?
What types of cookies do we use?
How to manage your cookies
Privacy policies of other websites
Changes to our privacy policy
How to contact us
How to contact the appropriate authorities
What data do we collect?
BCard collects the following data:
Personal identification information for issuing payment cards (name, address, date of birth, social security number) and to create an account (email, Ethereum address)
Payment card transaction history to display to you, and for issuing rewards
How do we collect your data?
You directly provide BCard with most of the data we collect. We collect data and process data when you:
Register online or place an order for any of our products or services.
Voluntarily complete a customer survey or provide feedback on any of our websites or emails.
Use or view our website via your browser’s cookies.
BCard may also receive your data indirectly from the following sources:
Transaction history from our card-issuing partner, Transcard
Email address and/or Ethereum from our authentication partner, Privy
How will we use your data?
BCard collects your data so that we can:
Create and manage your account with us
Issue a payment card
Email you with product updates and special promotions
Send rewards to your Ethereum wallet
Optimize our user experience
If you agree, BCard will share your data with our partner companies so that they may offer you their products and services.
When BCard processes your order, it may send your data to, and also use the resulting information from, credit reference agencies to prevent fraudulent purchases.
How do we store your data?
BCard tries to minimize storage of your data. Most of your data is cached securely on the device you use to login (local storage). We store your login information (email and/or eth address) securely on Vercel, headquartered in Covina, CA. We store your transaction history securely with Digital Ocean in their data center in New York City, NY. Our PCI-compliant card provider (Transcard) keeps a copy of the personal information legally required to issue your payment card.
BCard will keep the above information as long as you use our application.
Marketing
BCard would like to send you information about products and services of ours that we think you might like, as well as those of our partner companies. We will never send your information to partners.
If you have agreed to receive marketing, you may always opt out at a later date.
You have the right at any time to stop BCard from contacting you for marketing purposes.
What are your data protection rights?
BCard is committed to complying with the General Data Protection Regulation (GDPR), even though it’s not a requirement in our jurisdiction (Delaware, USA). GDPR grants the following rights:
The right to access – You have the right to request BCard for copies of your personal data. We may charge you a small fee for this service.
The right to rectification – You have the right to request that BCard correct any information you believe is inaccurate. You also have the right to request BCard to complete the information you believe is incomplete.
The right to erasure – You have the right to request that BCard erase your personal data, under certain conditions.
The right to restrict processing – You have the right to request that BCard restrict the processing of your personal data, under certain conditions.
The right to object to processing – You have the right to object to BCard’s processing of your personal data, under certain conditions.
The right to data portability – You have the right to request that BCard transfer the data that we have collected to another organization, or directly to you, under certain conditions.
Cookies
Cookies are text files placed on your computer to collect standard Internet log information and visitor behavior information. BCard endeavours NOT to use cookies, but some of our partner companies do. When you visit our websites, we may collect information from you automatically through cookies or similar technology
For further information, visit allaboutcookies.org.
How do we use cookies?
BCard uses cookies in the following ways to improve your experience on our website, including:
Keeping you signed in (authentication)
Understanding how you use our website (analytics)
What types of cookies do we use?
There are a number of different types of cookies, however, our website uses:
Functionality – BCard uses these cookies so that we recognize you on our website and remember your previously selected preferences. These could include what language you prefer and location you are in. A mix of first-party and third-party cookies are used.
Analytics – BCard uses these cookies to collect information about your visit to our website, the content you viewed, the links you followed and information about your browser, device, and your IP address.
How to manage cookies
You can set your browser not to accept cookies, and the above website tells you how to remove cookies from your browser. However, in a few cases, some of our website features may not function as a result.
Privacy policies of other websites
The BCard website contains links to other websites. Our privacy policy applies only to our website, so if you click on a link to another website, you should read their privacy policy.
Changes to our privacy policy
BCard keeps its privacy policy under regular review and places any updates on this web page. This privacy policy was last updated on March 11, 2024.
How to contact us
If you have any questions about BCard’s privacy policy, the data we hold on you, or you would like to exercise one of your data protection rights, please do not hesitate to contact us.
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